Los Angeles Car Loan

2008-10-23T15:58:00.000-07:00

Bakersfield Car Sales Down

2008-10-23T00:03:00.000-07:00

According to KGET-TV in Bakersfield, CA local car salesmen say hard financial times are hurting business in Kern County, just as in other places nationwide.

Approximately 600 of the nation's auto dealers have gone out of business so far this year, and analysts expect more than 2,000 more will go out of business in the next year.

Locally, car dealers who spoke candidly with 17 News, say yes: times are tough.

"We follow the trends nationally," said General Sales Manager Chad Manning at Jim Burke Ford. "Business is compressed, sales are down, but it's not dire."

Ford is trying to help its dealers keep the doors open with some creative marketing. Manning calls the new offers unprecedented. The factory incentives are low interest rates, rebates, and combinations of both.

USA Today reports General Motors' credit arm, GMAC, now requires a credit score of 700 or better for a car loan. But Manning says Ford has opened up its lending practices.

"We have customers now that couldn't qualify for the zero percent, now are able to," said Manning.

Besides credit, another force is working against car dealers: consumer confidence. People are holding onto their money, and not sure about major purchases.

To that, the owners of Delano Family Motors said consumers need to trust local dealers.

"It's a give and take," said owner, Laura Arredondo. "Its the loyalty, and its the support, and that's the way we operate."

The National Automobile Dealers Association says in September, 61 dealers - two a day - closed or downsized to used car lots.

Sales are also down at Delano Family Motors.

"This month right now we're about 50 percent," said Arredondo.

Despite the current state of the industry, the dealers we spoke with refuse to focus on the negative.

Instead, Chad Manning is excited about what Ford has to offer the consumer. "We're seeing right now the best incentive packages and dealer discounts from the dealer body that we've ever seen in the history of this business."

Laura Arredondo of Delano Family Motors said, "With all these things that are going on, maybe we can rebuild, and build a better America."

While we have not seen any new car dealers have to close down in Kern County, not far from here, the California Chrysler-Dodge dealership there closed about 6 months ago.

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Car Loan Application

2008-03-01T19:19:00.000-08:00

Resource Directory

2008-02-28T06:55:00.000-08:00

Get Your Credit Report Online at Equifax

Research New & Used Cars: Prices & Reviews at Edmunds.com

Online Car Insurance Quotes

Automotive Manufacturer Websites

Car Dealer Locator

Auto Loan Payment Calculator

The National Foundation For Credit Counseling

North American Military Financial Education Center

Auto Loan Glossary

Car Loan Financing-Click Here To Apply

Los Angeles Used Car Tips

2008-01-04T21:09:00.001-08:00

Los Angeles Used Car Tips
By [http://ezinearticles.com/?expert=Dominic_Ferrara]Dominic Ferrara

Your decision to go for a Los Angeles used car instead of a brand new one is in fact a commendable one. You can buy a used car in Los Angeles if you are not so much worried about driving away a brand new Porsche or Mercury.

There are several different options for buying a Los Angeles used car. The most typical are people selling them after driving for a few months or a few years. These used cars can be found in used car lots or the local Los Angeles newspaper where you can buy them direct from the owner.

Used cars in Los Angeles also come from seized police property or banks. Usually the LA police or banks will be trying to sell the seized cars as early as possible. General public can bid on these used car in Los Angeles or some of the surrounding areas like Orange County. You can make a bid as low as $ 100. If you are good at it, you can get a car less than two years old for one tenth of the showroom price.

If you are interested in using a decent car for your daily commuting requirements and not as a showoff of your financial status, you can opt for a good used car. You don’t have to shell out a fancy amount or let your car loan take away major portion of your monthly income. Even if you prefer a brand new car to a used car, both will look about the same just six months down the road. There is however a difference here, the used car you purchased allows you to retain more of the money in your pocket.

Buying a Los Angeles used car is not all that rosy always. There are times when you end up buying an abused car. California Lemon Law protects you in case you are cheated with a defective car. However, it is to be noted that the Los Angeles used car you purchase is offered a warranty by the dealership or manufacturer. You also have to give ‘reasonable’ opportunity to the dealership to be eligible to make a claim under the premises of California Lemon Law. This law protects buyers who have bought a defective motor vehicle. Lemon law is applicable only when the used car has warranty covering - manufacturer warranty or extended warranty by dealerships.

Manufacturer certified used car in Los Angeles perform just like a brand new vehicle and entitles you for comparable privileges of the owner of a brand new one.

Used car loans are not generally viewed with skepticism by banks and financial institutions any more. Now you can get affordable loans for used car in Los Angeles. California car dealerships arrange used car loans for you. You can also get loans to purchase a used car, with a little effort.

You can also find California or Los Angeles used cars in other ways. There are databases of used cars in Los Angeles and they're updated regularly. You can thus shop for used cars in Los Angeles right from the comforts of your home.

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To request your Free Report “Buy New or Used Cars … An Introduction to the Best Cars To Buy ”, click here: http://www.CarBuyingForIdiots.com Learn how you can buy the perfect car and not get scammed. Find out how to save $1000 on your next car purchase.

Article Source: http://EzineArticles.com/?expert=Dominic_Ferrara http://EzineArticles.com/?Los-Angeles-Used-Car-Tips&id=414972

Average Car Loan Now Over 5 Years

2008-01-01T20:49:00.001-08:00

Average Car Loan Now Over 5 Years

An article in last weekends Los Angeles Times reports that Americans have been signing on for larger and longer car loans than ever before.

The average automobile loan hit five years and four months in October and almost half of all new car loans are for more than six years. In California some lenders are even offering eight year loans.

Consumers are taking out longer loan because they often have no choice. The average amount financed for a new car is now almost $31,000 up over 10% in just the last year and the average owner owners owes over $4,000 more than the car is worth when he goes to trade it in.

In the car business it’s called being UPSIDE DOWN and the typical solution is rolling over the negative equity into the new loan. Many lenders will now issue loans for as much as twice the value of the car being purchased so that consumers can pay off their old loans.
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60 month New Car Loan Rates - Irvine, CA

2008-01-01T20:31:00.000-08:00

1/1/08

Bank of America
6.59%
No application fee. $200 document preparation fee may apply

First Again

6.89%

Dealer or Private Party - same low rate. Excellent Credit History Only. No Checks, No Title Hassles, No Fees. Same Day Funding.

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2008 Chevrolet Aveo Review

2007-12-23T16:07:00.000-08:00

By [http://ezinearticles.com/?expert=John_Bourne]John Bourne

The new 2008 Chevrolet Aveo is a compact car that offers well- tuned suspensions, respectable vehicle dynamics, and impressive interior features all at a very affordable price.

Aveo comes standard with 14- inch steel wheels, manual mirrors and windows, manual locks, and a radio with four speakers. Other great new features are the availability of cruise control, sunroof, power windows and keyless entry. Meanwhile, it also offers great entertainment features with its CD/MP3 player, upgraded audio with an in- dash CD changer and steering wheel- mounted audio controls.

The 2008 Chevy Aveo has a 1.6- liter, four- cylinder engine that delivers 103 horsepower and 107 pound- feet of torque tat guarantee superior performance. It comes standard with a five- speed manual transmission or you may opt for a four- speed automatic with an electronic "hold" feature which protects when driving on slippery surfaces.

The '08 Aveo also offers stylish interiors that feature wood grain or metallic trim for that touch of class. Meanwhile, a driver's armrest and additional storage capability are also included. It has a folding 60/40 split rear seat that can carry up to 42 cubic feet of cargo while its trunk has 12.4 cubic feet of volume.

In addition to the Aveo's larger size and new styling, standard safety features are still available. It provides three- point seatbelts for all five passengers with pretensioners in the front. Side airbags and Antilock brakes are also provided for maximum protection. The Aveo earned five- star rating in NHTSA crash tests for its performance of front occupants in frontal impacts and four stars for occupants in side impacts.

The 2008 Chevrolet Aveo is not only affordable but provides respectably vehicle dynamics for adequate everyday commuting. Its all- new design, interior features, and standard safety features make it one of the best and affordable models this year.
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Be sure to visit the target=_new [http://www.theautomobileforum.com/]Automobile Forum at http://www.TheAutomobileForum.com today! We hope that you enjoyed this target=_new [http://www.automobilereviewer.com/2008-chevrolet-aveo-review/]2008 Chevrolet Aveo review!

Article Source: http://EzineArticles.com/?expert=John_Bourne http://EzineArticles.com/?2008-Chevrolet-Aveo-Review---A-Review-of-the-2008-Chevy-Aveo-Car&id=890996

Pro Motors Group Corp. Signs with Five Retail Banks

2007-12-14T15:24:00.000-08:00

Pro Motors Group Corp. (OTC:PMGU) announced today they have signed with five retail banks for doing consumer financing. The list of banks is Lobel Financial, A-L Financial Corp, Fireside Thrift and Loan, Tustin Community Bank, and Gateway One Finance, all of which allow the consumer several different financing options.

Public Auto Auctions in Southern California’s Pro Motors Group believes they will make it easier for consumers to get the vehicles they're looking for by adding more ways to finance your vehicle. Financing options are available for all credit criteria. With Pro Motors you can get preapproved, allowing you the unique opportunity as consumers to buy at the Dealership, 12345 Beach Blvd, Stanton, CA, or to bid at their online auto auctions. Pro Motors offers the first of its kind, all-in-one, complete dealership specializing in vehicles priced at $10,000 or less. Go to the Stanton location or go to the online public auto auction everybody is talking about because you name your price! Try us and see! If you’re looking for a car at a good price go to www.promotorsbid.com and see this week’s specials. Remember at Pro Motors Online Auto Auction ‘You Bid, You Save, Everyday!’

For more information please contact Investor Relations at 888-777-4707.

About Pro Motors Group Corp.

Public Auto Auctions in Southern California's Pro Motors Group Corp. (OTC: PMGU) is one of the first publicly traded companies of its kind which is a "Mega Public Auto Auction and Complete Dealership" all in one. Unlike traditional Dealerships, our selling method is PUBLIC BIDDING that can be done NATIONWIDE, 24 hours a day, 7 days a week, online at www.ProMotorsBid.com or in person at our Southern California location. "You Bid, You Save, Everyday!" Pro Motors Group is a company that prides itself on customer service and satisfaction; all vehicles get a 68 point ASE inspection and offer a 5 year/100,000 mile extended warranty. Pro Motors specializes in vehicles priced $10,000 or less. Pro Motors Group is also one of the first publicly traded companies to start prices low in an auction style public bidding platform that allows the prices to then be set by the public. The public is not bidding on high risk third-party private vehicles, like in most online auction services. Pro Motors Group is looking to expand from Southern California by placing dealerships throughout the U.S., where they already offer Nationwide Online Auctions and Nationwide Delivery. This puts our company well into the "370 billion pre-owned automotive industry."
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Top 10 Deals of the Month for December 2007

2007-12-14T15:17:00.000-08:00

Looking for a bargain? We've got 10. The following cars are Edmunds.com Deals of the Month, and they represent the best values we found in the marketplace.

Some of these cars offer great deals with regard to leasing. By analyzing monthly payments, down payments, term, mileage, drive-off fees and True Market Value, we were able to single out vehicles offering lease deals that provide the customer with the most car for the least amount of money.

Others come to the table with tremendous financing deals. We took a close look at APR, term and True Market Value, and used these factors to identify cars with special financing deals that offer outstanding savings on interest charges when compared to average market rates.

Finally, some of these cars boast compelling cash incentives. By scrutinizing customer cash rebates and manufacturer to dealer cash incentives, we were able to recognize vehicles offering the greatest overall discount to customers who want to pay cash for their purchase.

Note that for each of the vehicles below, we've identified whether its deals are lease-, finance- or cash-based.

1. 2007 BMW Z4 3.0si Convertible: With its outstanding build quality and heavenly driving dynamics, the Z4 offers lots of appeal at a relatively reasonable price. Impressive cash and lease deals make it more enticing than ever this month.

2. 2007 Toyota Camry Solara SLE V6 Coupe: The Camry Solara charms on the strength of its incredible refinement. This month's cash deals add to its appeal.

3. 2008 Volkswagen Rabbit S: The Rabbit is an economy car, but you'd never know it by its upscale interior and superb build quality. Stellar finance and lease deals make it even more of a catch.

4. 2007 Kia Optima EX: Offering involving driving dynamics and a long list of standard features, the Optima is a solid pick in the family sedan segment. The Optima currently boasts finance and cash deals, so now's your chance to make your move.

5. 2007 Nissan Sentra 2.0: With its roomy, attractive interior and placid highway ride, the Sentra is a great pick for those seeking an economy sedan. Take advantage of this month's outstanding cash and finance deals.

6. 2008 Subaru Legacy 2.5 I Special Edition: The Legacy has a lot going in its favor: an attractive interior, athletic handling and impressive crash test scores. Exceptional lease deals make it a great time to purchase.

7. 2008 Volvo S80 3.2: The S80 offers outstanding ergonomics and a winning lineup of safety technologies, making it a smart pick in its segment. Great cash and lease deals make it an opportune time to buy.

8. 2008 Mazda Mazda3 i Sport: With its athletic, thoroughly entertaining driving dynamics, the Mazda3 doesn't drive like an economy car. Thanks to amazing lease and finance deals, now is a smart time to buy.

9. 2007 Dodge Charger SRT-8: With a heady 420 horsepower under its hood, the Charger SRT-8 delivers more fun than you'd typically expect from a midsize sedan. Superlative cash deals are currently offered on this vehicle.

10. 2008 Chrysler Pacifica Limited: Looking for a minivan alternative? With its strong crash test scores, sculpted good looks and room for up to six passengers, the Pacifica fits the bill. Cash and finance deals make it doubly appealing this month.

Check our Incentives and Rebates page for further information on the various offers available. And be sure to visit our Deals of the Month page for a look at the month's best bargains by vehicle category.

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Ten ways to lower your car insurance

2007-12-11T09:57:00.000-08:00

A better credit rating, avoiding high-theft cars are key ways for lowering auto insurance according to MSNBC

Forget the talking ducks and geckos. Improving your credit rating and avoiding cars with a high theft rate are among the best ways to help lower auto-insurance costs.

Those catchy commercials featuring cavemen with identity issues and talking geckos have an impact on what consumers buy, but that doesn’t necessarily mean the companies who dreamt them up truly save you money. “What we can say is the gecko works, for reasons we don’t understand,” says William Wilt, a Morgan Stanley insurance analyst.

Television advertising is what insurance companies spend the most on to lure customers, as opposed to funds spent on product development, consumer education, or agent incentives, Wilt says. The $500 million Geico spent on television advertising last year outstripped even Coca-Cola.

Rather than base your decision on the most memorable commercial, shop around. Insurance companies charge different rates for the same coverage: In National Underwriter’s annual online quest for the best six-month auto-insurance premium, rates varied by as much as $450 for the same coverage on the same vehicle, up $150 from last year’s spread.

If you’re in the market not only for insurance, but also for a new car, you can significantly sway insurance premiums up or down depending on what type of vehicle you buy and what kind of equipment it has. Mike Barry, vice president for the Insurance Information Institute, says that buying vehicles with anti-lock brakes, daytime running lights, and anti-theft devices can help reduce insurance premiums. “Some states require insurers to give discounts for cars equipped with airbags or anti-lock brakes,” he says.

Dave Snyder, assistant general counsel for the American Insurance Association, recommends checking out the Insurance Institute for Highway Safety Web site for vehicles with high crash-test ratings as a way to mitigate insurance costs. He also points to the Highway Loss Data Institute Web site to find out which vehicles have the highest claims for Personal Injury Protection when involved in a collision. This can be an indication of vehicles in which occupants sustained severe injuries in a collision.

With regard to the amount of liability coverage to carry, opinions are divided. Jack Hungelmann, author of "Insurance for Dummies," estimates that raising liability coverage from $300,000 to $500,000 would only cost about $60 per year for two cars, or the same amount for one car driven by a young person. Given that critical care for serious injuries can easily run up to six figures, Hungelmann considers this a worthwhile investment. “Nobody should carry less than $500,000 per person,” he says.

But before you pay for this coverage, consider that medical payment coverage through an auto-insurance carrier might duplicate health or disability benefits you buy individually or receive through your job.

Even how you buy consumer goods and pay your bills can have an impact on what you shell out for car insurance. About 10 years ago, insurance carriers started using credit history and insurance scores, which are essentially credit scores with other factors thrown in, to determine premium rates. The practice has survived many court challenges and complaints from consumer advocates who do not believe credit history is any indication of insurance loss. Many states have adopted enabling legislation that allows for discounts when a credit score suffers because of a job loss or unusual medical expenses. But in general, the practice is here to stay. So finding out your credit score and taking measures to improve it may help lower your auto-insurance premium.

10 Ways to Lower Your Auto Insurance at MSNBC.com

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Lancaster Mazda • Lancaster, CA

2007-12-10T21:13:00.000-08:00

Lancaster Mazda
43244 Drivers Way
Lancaster, CA 93534
(661) 949-3535
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Phillips Buick Pontiac Mazda • Laguna Hills, CA

2007-12-10T21:11:00.000-08:00

Phillips Buick Pontiac Mazda
24888 Alicia Parkway
Laguna Hills, CA 92653
(888) 238-2912
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Norco Mazda • Norco, CA

2007-12-10T21:10:00.000-08:00

Norco Mazda
2000 Hamner Avenue
Norco, CA 92860
(800) 768-2179
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Irvine Mazda • Irvine, CA

2007-12-10T21:09:00.000-08:00

Irvine Mazda
11 Auto Center Drive
Irvine, CA 92618
(800) 458-6964
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Mazda of Ontario • Ontario, CA

2007-12-10T21:08:00.000-08:00

Mazda of Ontario
1307 Kettering Dr
Ontario, CA 91761
(888) 317-2233
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Tustin Mazda • Tustin, CA

2007-12-10T21:07:00.000-08:00

Tustin Mazda
5 Auto Center Drive
Tustin, CA 92782
(866) 510-4844
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Claremont Mazda • Claremont, CA

2007-12-10T21:05:00.000-08:00

Claremont Mazda
601 Auto Center Drive
Claremont, CA 91711
(888) 203-0487
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Mazda of Thousand Oaks • Thousand Oaks, CA

2007-12-10T21:03:00.000-08:00

Mazda of Thousand Oaks
3945 Auto Mall Dr
Thousand Oaks, CA 91362
(805) 371-5555
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Mazda of Orange • Orange, CA

2007-12-10T21:01:00.000-08:00

Mazda of Orange
1350 W Katella Ave
Orange, CA 92867
(888) 850-0266
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Galpin Mazda • Valencia, CA

2007-12-10T21:00:00.000-08:00

Galpin Mazda
24135 Creekside Rd
Valencia, CA 91355
(888) 211-7987
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Surf City Mazda • Huntington Beach, CA

2007-12-10T20:59:00.000-08:00

Surf City Mazda
16800 Beach Boulevard
Huntington Beach, CA 92647
(800) 778-3734
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Super Lincoln Mercury Mazda • West Covina, CA

2007-12-10T20:57:00.000-08:00

Super Lincoln Mercury Mazda
2539 E Garvey Ave N
West Covina, CA 91791
(626) 966-0681
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Puente Hills Mazda • City of Industry, CA

2007-12-10T20:56:00.000-08:00

Puente Hills Mazda
17370 E Gale Ave
City of Industry, CA 91748
(626) 965-9988
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Browning Mazda • Cerritos, CA

2007-12-10T20:55:00.000-08:00

Browning Mazda
18827 Studebaker Rd
Cerritos, CA 90703
(888) 431-7722
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